Well, after some pretty bad and possibly upsetting news bout my tax refund (Not a dollar to my name, simply because I’m in default on my student loans), I kinda moped round sadly for a bit, cause I need the money for my savings, but oh well… *Sighs*
After hearing bout how much my Mum got back from her tax refund (It’s def not much, I can give you guys that.), I realized that I need to start saving up money asap, or otherwise… my financial life will not be a great life.
So what I have done is I searched for a budget book and a debt reduction app, and here’s what I found:
I highly recommend this app, if you have trouble with making a budget book, or if you are starting a budget book for the very first time.